Personal accident cover provides a lump sum payment in the event of a defined circumstance, such as death, permanent disabling injuries, broken bones, physiotherapy, dental expenses, hospitalisation, physiotherapy, medical and rehabilitation expenses. Insurers can also provide a set weekly benefit in the event that you are unable to work following an accident.
Insurers also provide telephone assistance lines covering legal and tax advice, phone-based counselling, medical, security and bereavement support.
Cover can be provided for one specific trip or as an annual multi-trip policy. Various optional covers can be purchased.
Examples of cover include: